Guide

Buying off-plan in Dubai, step by step

What happens between choosing a unit and getting the keys, and what each step costs.

  1. Shortlist

    Compare projects on price per square foot, payment plan, handover date and the developer's delivery record. We send floor plans and price lists for each.

  2. Reserve the unit

    You pay a booking amount to the developer to hold the unit, usually part of the first instalment. Read what is refundable before you pay.

  3. Sign the SPA

    The Sales and Purchase Agreement sets the price, payment schedule, handover date and what happens if either side is late. We go through it with you line by line.

  4. Oqood registration

    The developer registers your purchase with the Dubai Land Department on the Oqood system. The DLD fee is 4% of the price plus admin fees, normally paid at this stage.

  5. Pay into escrow

    Instalments go into the project's escrow account, regulated by RERA, and are released to the developer as construction progresses. Always pay to the escrow account on your SPA.

  6. Follow construction

    Developers publish progress through the DLD. We send you updates and remind you before each instalment is due.

  7. Handover

    Before the final payment, inspect the unit and list defects (snagging). After payment, the title deed is issued in your name and you get the keys.

Costs to budget for

Dubai Land Department fee
4% of the price
Oqood and title deed admin
Fixed fees, set by DLD
Service charges
Yearly, from handover, per square foot
Mortgage costs, if any
See the mortgage calculator

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